Hesitant to have that loan as it appears complex?

Hesitant to have that loan as it appears complex?

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Item Information


  • You really must be a Hong Kong resident
  • You truly must be at the least 18 years old
  • You’ll want a month-to-month earnings of at minimum HKD5,000

Just how to use

Existing consumer

Brand New client

Application Hotline

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Basic steps for loan application via HSBC HK Mobile Banking application

Submit an application for one from the HSBC HK Cellphone Banking application and experience a cleaner, easier application for the loan procedure.

  1. Get on the version that is latest of this mobile banking application
  2. Touch the menu club in the left that is top
  3. Choose ‘Personal Instalment Loan’ under ‘Products & solutions’

Note: The screen displays and also the pictures of this site are for illustration and reference purposes just.

Loan resources and solutions

Publish document that is supporting unsecured loans application

Which HSBC lending solution is your right match?

Find a loan that is suitable to fit along with your New Jersey payday loans certain requirements by responding to a couple of easy questions.

Personal Loans Comparison

An assessment of Tax Loan with Instalment Loan.

Smart recommendations on loans

Discover tips about how to borrow sensibly.

Relevant services and products

Private Instalment Loan Redraw

Redraw against your loan and never having to re-apply.

Revolving Credit Facility

Pay just interest regarding the credit you utilize in place of a set month-to-month payment.

Consolidating the money you owe

Clear the money you owe faster utilising the private Instalment Loan Balance Consolidation Program.

Money Instalment Arrange

Supplemental income and monetary freedom to realise your individual objectives. Transform your available credit restriction into immediate cash or move the balance that is outstanding other bank cards to your HSBC bank card account.

To borrow or otherwise not to borrow? Borrow only when you can easily repay!

Important info


  1. Just relevant to clients who effectively submit an application for and drawdown the mortgage through the marketing duration with an approved loan number of HKD800,000 or above. Month-to-month rate that is flat 0.13% and Annualised portion Rate (APR) is 2.92% for a payment amount of 12 months. The APR is determined making use of technique specified in appropriate tips released by the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is just a guide price, which include all applicable rates of interest, costs and fees of this product, expressed as a rate that is annualised.
  2. An Qualified Customer must submit an individual Instalment Loan application via HSBC website www. Hsbc.hk to qualify for HKD100 money rebate underneath the Online Exclusive provide for private Instalment Loan or HSBC Personal Web Banking plus the loan of HKD100,000 or above must certanly be approved through the marketing Period. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
  3. Applications need to be submitted throughout the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general public holiday breaks: 12 noon – 12 midnight, or specific branch’s opening hours) with all needed information (including without limitation a legitimate HSBC bank account number) and papers. The real turnaround time begins when most of the needed info is effectively input in to the Bank’s application assessment system in addition to Bank might provide the minute application result and investment disbursement. Processing time can vary in a few situations according to the real circumstances of specific applications.
  4. Minimal redraw is HKD3,000 and a Personal must has been had by you Instalment Loan take into account at the least three months. The financial institution reserves the final right of enabling clients to redraw or otherwise not and it has single discernment to figure out the redrawn quantity and tenor.
  5. Take note that people try not to appoint any 3rd events to refer private Instalment loan requests to us and certainly will maybe not process any application which was introduced by an authorized under useful arrangement. For enquiry, please phone our hotline at (852)2233 3000.

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